Hi, my name is Darci Cole. I’ve been a local insurance agent for more than ten years and I have over 19 years total
experience in the medical insurance field. I began in claims which led to becoming a community outreach specialist
within business development. Now I'm your neighborhood insurance agent looking to add you to my list of friends, also
known as my clientele. As a Native American, I have exceptional knowledge in the special health coverage protections
and benefits for members of federally recognized tribes. I also take pride in my dedication to helping others. Ask me about Medicare! I can help navigate whether you're turning 65, have questions as a young adult, or starting out as a new family.
Let’s secure your coverage and unleash the peace of mind you deserve!
918-600-4545
darci@dcinsurance.info
Take care of what matters most...you!
I specialize in working with individual clients, including business owners and
benefits decision-makers, to develop the right coverage plans for their needs.
Medicare Supplement Plans
A Medicare Supplement plan, also called “Medigap,” is a private health insurance policy that you can purchase to help cover out-of-pocket costs that Original Medicare doesn’t pay, like copayments, coinsurance, and deductibles, essentially filling the “gaps” in your Medicare coverage; you must have Original Medicare (Parts A and B) to buy a Medigap plan.
Medicare Advantage Plans
Medicare Advantage (also known as “Part C”) is a Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health coverage. These “bundled” plans include Part A, Part B, and usually Part D. Plans may
offer some extra benefits that Original Medicare doesn’t.
Prescription Drug Plans
Medicare drug coverage (also known as Medicare Part D) helps pay for the brand-name & generic drugs you need. It’s optional and offered to everyone with Medicare by insurance companies & other private companies approved by Medicare. Even if you don’t take prescription drugs now, consider getting Medicare drug coverage to avoid paying a late enrollment penalty if you join a plan later.
Individual, Family & Native Americans
The Affordable Care Act (ACA) is a health care reform law that allows health insurance be more affordable and accessible to more people.
The ACA provides specific provisions for Native Americans (American Indians and Alaska Natives), allowing access to affordable health insurance options with zero & low cost share plans available. Let’s see if you qualify!
Click here for an quick & easy quote.
Small Group
Offering health benefits is a major decision for a business. A small group is generally defined as a business with 1 to 50 employees.
The Affordable Care Act (ACA) established the Small Business Health Options Program (SHOP) for small employers (generally those with 1–50 full-time and full-time equivalent employees (FTEs)) who want to provide health and dental coverage to their employees.
Get a quote today and see what deductible, copays and premium amounts are most popular with businesses like yours!
Vision & Dental
Whether you’re needing basic services or are looking for more in depth coverage, let’s explore your options together & find the right coverage for your peace of mind.
Together we will review the plam details and compare the premium costs, copayments, deductibles, and services covered.
Life Insurance & Hospital Indemnity
There’s a variety of life insurance plans, including term-life, whole life, universal life, and final expense policies. Some plans are available without having to answer health questions.
Hospital indemnity insurance is a type of supplemental health insurance that pays cash benefits to the insured person for covered hospital stays. It can help cover costs that your primary health insurance doesn’t, like deductibles, co-pays, and out-of-network care.
Contact me by phone, text or email TODAY
to schedule a no-cost review
918-600-4545
darci@dcinsurance.info
Ask about becoming a referral partner!
Please note that I do not offer every plan available in your area.